Florida Hurricane Claim Research & Guides
Data-backed guides, case studies, and carrier intelligence for Florida homeowners fighting back.
The Claims Journey: How Carriers Delay, Deny, Defend
Interactive data visualization of the three paths homeowners take — and how the numbers compare. Built on 100,000+ FL DFS CRN records.
Storm GuideHurricane Milton 2024: What Florida Homeowners Need to Know About Their Claims
FEMA DR-4834-FL. 130 counties impacted. Thousands of claims still unresolved. Your complete guide to Milton claim recovery.
Storm GuideHurricane Ian: Two Years Later — Claims Still Open, Money Still Left on the Table
Ian made landfall September 28, 2022. Many FL homeowners still have unresolved claims or accepted settlements that left significant money behind.
Storm GuideHurricane Helene (2024): Florida Panhandle Claim Guide
Helene impacted multiple Florida counties in late 2024. If you received a settlement, AI benchmarking may identify what was missed.
PreparednessHurricane Season Preparedness: Document Your Home Before the Storm
The single most valuable thing you can do before hurricane season is document your property. Here's how — and why it matters for your insurance claim.
ToolFlorida Storm Recovery Tracker: Know Where You Stand
Track every milestone in your hurricane insurance claim — from first notice to final settlement — with our free recovery tracker.
Carrier IntelligenceCitizens Property Insurance: Florida's Insurer of Last Resort — and Your Claim Rights
~395,000 FL policies. Government-backed with assessment authority. What Citizens policyholders need to know about claim disputes.
Carrier IntelligenceUniversal Property & Casualty: When the Offer Is 34x Below Actual Value
The founder's own Milton claim. $23,266 offered. $892,465 independent appraisal. $792,621.62 recovered. Every dollar documented.
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